wealth

The world is full of competition – in school, at the workplace, in business, in lifestyle, and everywhere you go. Even the rich compete on who is wealthier than the other. People even go further to compete on issues like who is smarter or taller than the other. We can control some variables in any competition and influence the results in our favor while at the same time, there is nothing we can do about other variables. They remain constant. Victory is valuable and competitors will do anything possible to be victorious. This makes competition a matter of life and death even when there is no need for it.

There is a mad rush in the wealth competition. Everyone wants to be the richer one – with more money, many cars, good houses, and successful businesses. The rich and successful are not backing out of the competition. It is not true that just because they are driving the latest car model, then they will not buy a new one. No, they sure will.

The wealth competition begins in the spirit and gradually manifests in the physical realm. It begins with the desire in your spirit to be successful and fulfill your dreams. With this, you are already on the track waiting for the gun to go off and sprint towards the finish line. This spiritual scene translates in the physical realm with your efforts to make ends meet. Your spirit is not discouraged and you defy all odds to make things happen. This is how you can win the wealth competition:

1.  Embrace the advantage of an equal platform.

The universe has given all of us an equal platform in wealth competition. We all have 24 hours a day to do everything in our schedule. Nobody has an extra hour or minute regardless of social status. What you do with your time counts a lot. An hour can make a big difference in your life. You can seal that business deal within the hour or make extra sales in your overtime hour. Time is the only resource that we cannot recover once wasted.

The universe has played its part in granting us equal time; our usage makes the whole difference. Competitors use their time practicing for the competition as it draws nearer. Likewise, you should also be accountable for your time. Your small wins will cumulatively put you in the lead in the wealth race. Embrace the equal platform of time and victory shall be yours.

2.  Motivate yourself.

This is your takeaway package today – as a man thinks so is he. You are largely as successful or failed as your thoughts. It is important to constantly motivate yourself in the face of challenges ahead. There is no room for discouragement, especially in wealth competition. Do not allow negative remarks to strike your spirit. Look at how great sportsmen and women speak during interviews before the competition. They speak highly of themselves and exude confidence in their victory.

The universe wants you to take this mindset of a victor. It is a constant reminder that you are in a competition and you cannot afford to be discouraged. Exude the confidence of a victor and the universe shall push victory closer to your door.

3.  Surround yourself with good friends.

Every good sportsman needs supportive friends who will hold their hand before, during, and after the competition. They will fully understand your quest to win the wealth competition and cheer you to victory. They will also contribute heavily to your win. You are the average of the people you spend the most time with. Please choose them wisely if you want to win the wealth competition in the first round.

Sometimes the universe uses your friends to point out areas you can improve in business and your personal life because they are closer to you. Use this chance to give the universe tools to guide you to victory – good friends.

4.  Invest all your effort.

This is the golden rule of the universe – there is no shortcut to wealth. Nature wants you to be ready to work hard for what you want. Wealth shall not come on a silver platter on your table. You will have to make certain sacrifices to get what you want. Forfeit short-term pleasures to build future success. The early mornings and late nights are worth it. Your eyes are fixed on the victory in the wealth competition.

Consider the example of the football world cup. Football teams from the whole world compete for one trophy of pure gold – the world cup. They put all their effort into winning the group stages through to the quarter-finals then to the semi-finals and finally to the finals. The competing teams take nothing to chance. The goal is to win and take the trophy home. This is how your commitment will see you through to victory. The wealth competition has many competitors and you are worthy of victory. Stay committed!

5.  Clap for others until your time comes.

The law of nature is that you shall reap what you sow. The spirit of competition is to embrace turn-taking. This is the spirit of all healthy competitors. Congratulate other people before you who have been in the race to wealth for some time now. Their experience is valuable to prepare your mind for what lies ahead. The universe will reward your cheerful spirit with grace to win the wealth competition.

A winning spirit embraces reigning champions and associates with them because their current position is your dream come true. You wouldn’t want upcoming champions to hold a grudge against you if you were in their shoes. Clap for others until your turn comes and when it eventually does, you will have the grace to win the wealth competition because you sowed a good seed right from the beginning.

The universe has a lot of goodwill for you to win the wealth competition. Take hints and guidance from nature on how you can be victorious. You can never be wrong. 

The hide and seek game is children’s favorite. We played it with our peers and sometimes ‘forced’ our parents to play it with us. The childish giggles, the laughter, and the joy of finally finding out where your playmate was hiding are the most memorable moments of the game.

Who enjoyed the game the most? Is it the one in hiding or the seeker? Each of them had different roles in the game. The one hiding is supposed to hide in a discreet place where he’ll not be easily noticed. He is supposed to be very discreet and not make any sounds that will give him away.

On the other hand, the seeker is supposed to be searching for the hiding colleague and smoke him out of hiding. The goal is to discover where he has been hiding all along. The catch of the game is that it is risky to hide at the same spot more than once because the seeker will easily get you again in the next round. The first/last person (depending on your agreed rules) to be smoked out of their hiding shall be the seeker in the next game.

While it may look like an ordinary game at face value, there is more than meets the eye. The universe was teaching us basic life skills from our childhood. We will need the skills of this game in our adulthood, only the variables have now changed. You are the seeker and the one in hiding is money, good health, healthy relationships, divine favor, and wealth.

How soon will you be able to smoke them out of their hiding? There are millions of other people who are seekers in this hide-and-seek game with the universe. Who among you shall be the first one to get money?

Lights, camera, and action!

Nature continually gives us tips on how we can win the hide-and-seek game with money. This is how to:

1.  Think outside the box.

 The hide-and-seek game teaches broad thinking. Where has X hidden? Where did X hide last time? Are these two events related in any way? Where will I hide if I were X? These are some of the questions that you seek answers to when playing hide and seek. As you answer these questions correctly, you begin to have a rough idea of where X could have hidden. You will eventually smoke him out of his hiding. This is the same case with money – you need to think outside the box if you want to win the hide-and-seek game with it.

The universe is full of opportunities to get the money that you are yet to discover. The difference between the rich and the poor is that the rich have discovered how to win the hide-and-seek game with money. Money hides in opportunities that you would otherwise overlook – small business ideas and humble beginnings. While most people would ordinarily think inside the box and look into it, the universe wants you to think outside the box – invest in small businesses and you will eventually win this hide-and-seek game with money.

2.     Follow footsteps.

Footsteps show you where someone is headed to. You can follow them behind and they will lead you right to where they are hiding. This is one of the tricks you can use when you want to know where someone has hidden. No matter how far or secretive they hide, their footsteps will give them away – except if there are none. Similarly, you can follow in the footsteps of money to eventually find it. It does not matter whether you are in your twenties, thirties, or late forties. You will get money if you work on the tricks of finding it and eventually win the hide-and-seek game.

There are many income-generating activities in the universe that you are yet to explore. Other people before you took this route and are now wealthy. You will eventually reach them if you walk in their footsteps. Even the small jobs that many people despise generate constant income – farming, small-scale businesses, and public transport will also lead you to where money is hiding. Whose footsteps do you choose to follow today?

3.     Observe money patterns.

Patterns are repetitive. You can predict the next sequence of the pattern after studying it carefully. There are favorite spots where those you play hide and seek with love to hide. These spots will be the first place where you will look for in the next round of the game. You will most probably find them right there hiding as usual. Likewise, there are favorite spots where money hides as you play the hide-and-seek game with it.

You will always win the game when you figure out these places. Some of the places where money hides are in the service industry. Nature appreciates what you do to improve the lives of others a lot. There will always be a demand for your services especially if your services touch the lives of many people. Align your strategies of looking for money with the market demands of the universe. The clouds will gather above your head and there will be a heavy downpour of money in your life.

4.     Follow your intuition.

The universe speaks directly to your spirit many times. It comes across as a strong conviction or belief about doing something. Do not ignore this still small voice when you hear it. The same happens when you are playing the hide-and-seek game. You may feel strongly that someone is hiding in a dark corner somewhere. Take your torch and shine light in that corner because most probably someone is hiding there. What is your spirit telling you in your search for money? Do you feel that you should start a particular business? Or do you strongly feel that you should apply for a job in your dream company? Please do without second thoughts because that could be the dark corner where money is hiding.

Nature offers divine guidance to us when playing the hide-and-seek game with money. This is our advantage over those who are yet to understand this divine help. Money cannot hide from you forever. The time to find it is now.

Growing up through kindergarten to lower primary and progressively rising through the ranks of education, there has always been three basic needs – food, shelter, and clothes. Shelter has always been a basic need. Weird as it may sound, even the homeless somehow find shelter on the streets.

The universe is very much aware of it and is calling out every responsible citizen of the world out here to embrace building their shelter. A time is coming when you will be in need and every shelter you go to will be full. The time is now to strike the iron while it is still hot.

A shelter is a place that gives you refuge and covers you from existing dangers. It can be temporary or permanent but it will still serve its purpose. Building a shelter is a full-time job but very rewarding in the end. The joy of sitting under the shade of a shelter you have built from scratch is so fulfilling. There will be joy riders who will seek your friendship because you are now a man/woman of means. Their friendship is not genuine except to benefit from your sweat. It is wise to identify these kinds of friends early enough and learn how to live with them while enforcing boundaries.

Nature understands the importance of you and I having our shelter of wealth. There is only so much that the universe can do for you if you neglect the duty of building your shelter of wealth. This is how you can go about it:

1.     Have a strong circle of friends.

That no man is an island could not be further from the truth. Strong-willed friends play the protective role of shelter – to protect you from harsh, unfavorable weather. This is one of the reasons why people build shelters – the weather is unpredictable and you need to have a roof over your head to cover you. A good shelter will give you shade under the scorching sun or during a heavy downpour. Without it, you may fall sick and suffer from pneumonia, the common cold, or other diseases. This is just how important shelter is.

This universe understands what we stand to lose without it and it helps us to build our shelter by introducing friends in our lives who will stick with us through thick and thin. These friends even become closer than family. You can confide in them whenever you feel lost and they are a shoulder to lean on on your darkest nights. Do not push them away even when you feel that you want to be alone because nobody will be there for you when your temporary shelter caves in. Do you have a strong circle of friends? Embrace them if you want to build a strong shelter.

2.     Learn to be discreet in generosity.

In the modern world where nothing is hidden from Cameras, shelters provide us with first-class privacy (at least from the outside world). We can control what happens inside our shelters. We need to extend the same privacy to our lifestyles, especially in charity. Religious teachings reinforce the need to be discreet when being generous or kind to other people. There is no competition in being generous and kind. Nature will set you up for good karma ahead for every good act.

The universe wants you to learn that not everything is meant for the camera. When you build your wealth shelter in the universe with privacy, it will give back the same to you multiplied a hundredfold. We need privacy to cover us in our lowest moments and there is no better place to invest in than the universe.

3.     Be in touch with humanity.

What effect do you have on other people? People will never forget how you made them feel. Wealth is not measured in riches, luxury cars, or bank account balances. A wealthy person touches the lives of people he meets differently. They go home with a good memory of him/her and look forward to meeting them the next time. That is how you can build your wealth shelter in the universe.

A wealth shelter built this way accords you with a dignified social class. You become a respected member of society because of the kind of shelter you live in. Look at how the population lives in different residential areas according to their social class. The wealthy live in their exclusive estates with a lifestyle that other people cannot afford. They feel comfortable living with their equally wealthy friends as neighbors. They feel safe because their houses are fortified and their compounds are guarded throughout. This is the lifestyle that the universe wants you to have.

You can slowly build your wealth shelter by expressing humanity to other people. The universe will grant you great honor. A good shelter is built through humanity.

4.     Fence your shelter with prayer.

We keep a lot of valuables in our shelters – electronics, jewelry, clothes, furniture, important documents (land title deeds and car logbooks), and many others. These valuables increase the risk of theft and breaking into our shelters.  This is why wealthy people erect fences and even pay private security firms to guard their homes.

As a wealthy citizen of the universe, you need to do the same. The most effective security is prayer. Fence your wealth shelter through prayer to ward off thieves and people with ill motives.

Prayer is a means of communication between the spiritual and physical realms. Your wealth shelter in the spiritual realm will be safe when you continually pray to the universe about it. Prayer is an electric fence around your wealth shelter which is very necessary for your safety. There is a battle between the good and bad every time you go on your knees to pray for divine protection. Good eventually wins and your shelter and valuables in it remain safe.

A wealth shelter is a basic need. You can build your spiritual shelter in your daily life with the help of the universe. It is not too late to start building. 

Story:

Tim and Jack were both determined to make a lot of money. Tim thought the key was to work as hard as possible, so he worked long hours and took on every job he could. But no matter how much he hustled, he never seemed to make enough. For at the end of every month he had no savings.

Jack, on the other hand, was more strategic. He knew the art of money management. He invested his money and focused on building his skills and knowledge. He was patient and didn’t try to get rich quick. As time passed, Tim became more frustrated. He saw how well Jack was doing and couldn’t understand why he wasn’t making as much money. But instead, he just worked harder and harder in hope to double his money.  

Eventually, John hit a breaking point. He was tired, stressed out, and still didn’t make the money he wanted. Nor did he have any savings at the end of the year.

So what is the morale of this story?

Making money is not just about WORKING HARD, but it’s also about WORKING SMART.

What is money management and why is it so IMPORTANT?

Money Management is like a coach for a team. Just as a coach makes sure everyone is playing their part to win the game. Money management makes sure you set budgets, track expenses, invest wisely, and make smart financial decisions.

It is the tool that helps you plan for the future, set goals, and make sure you have enough money to achieve life goals. It also helps you identify potential risks and come up with strategies to manage them. This way you are also confident that you are using your financial resources efficiently and effectively. It encourages you to save money and plan for your own financial future! 

This  is the same strategy that has been used by a wide range of investors and  also by successful businessmen like Warren Buffet. Even as one of the wealthiest people in the world, he is popular for his frugality and discipline in saving money. He spends his money quite mindfully. By investing the money he saved wisely, he was able to grow his wealth significantly over time. 

Thus money management is like having a game plan for your money. It helps you make the most of your financial resources, achieve your goals, and secure your financial future.

This brings to the next question, how does one Manage Money effectively?

Create a Budget:

 

Managing your finances can be a daunting task, but it’s essential to ensure you’re not living beyond your means and are able to achieve your financial goals. The first step towards financial management is to add up your monthly income from all possible sources, such as your salary, payment from clients if you’re a freelancer, sales if you run your own business, etc. 

Once you have a clear idea of your monthly income, it’s time to: 

Create a list.

 Create a list of all your regular monthly expenses. This includes fixed expenses like rent, mortgage, insurance, and variable expenses like food, gas, and entertainment. It’s important to record everything you spend money on, so consider using an app or budgeting software to help you keep track of your expenses.

Remember, money management is a continual process, so don’t be afraid to review and adjust your budget or list as needed. Regularly tracking your income and expenses can help you identify areas where you can save more money and make smarter financial decisions. 

Learn the 50/30/20 Rule:

In order to effectively manage your finances, it’s important to understand how to divide your income into different categories. This is where the 50/30/20 rule comes into picture. It involves allocating 50% of your income to needs, 30% to wants, and 20% to savings and debt repayment.

50% of your income covers your NEEDS. It means essential expenses that are necessary for survival and stability. This includes things like housing, food, transportation, basic utilities, insurance, minimum loan payments, and child care or other expenses required for work. Anything beyond the minimum payments on loans should be directed towards savings and debt repayment.

30% of your WANTS , covers the extras that are not essential to life and work but can make life more enjoyable. This category can include things like monthly subscriptions, travel, entertainment, and meals out.

PS: It’s important to distinguish between WANTS and NEEDS in order to avoid overspending and debt.

Lastly, allocate 20% of your income to savings and debt. This is  crucial for building a secure financial future. This category includes things like starting and growing an emergency fund, saving for retirement. By prioritizing savings and debt repayment, you can create a financial cushion for unexpected expenses and prepare for the future.

Start Investing in Emergency Fund: 

An emergency fund is money saved for unforeseen expenses or financial emergencies like car repairs, medical bills, or a loss of income. It serves as a safety net to help you weather any financial storm that may come your way, without having to rely on high-interest credit cards or loans. 

This reserve can be used for both big and small payments that are not part of your usual monthly expenses. It is a useful tool that allows you to withdraw funds if necessary. By having an emergency fund in place, you can alleviate the stress and worry that can come with unforeseen circumstances and be better prepared to handle whatever life throws your way. 

Be consistent and have the right mindset: 

You have to get into the habit of managing your money. Set a goal, monthly, quarterly, yearly and make sure you stick to them for they will lead you to huge dividends. Along with this it is also important to believe that you deserve to be wealthy. And you’re already halfway there!. This is the mantra towards money.  It is important to understand while this mantra is surely going to aid to manage your finances, what will truly  make an impact is your consistent effort. 

Remember, that without this, the other strategies are basically moot.

There is also a need for you to intentionally focus on the abundance of resources and opportunities around you.When you have a strong money mindset, you can work towards what you believe you deserve with more clarity and confidence. 

Conclusion 

Money management is challenging at first, but it can be an incredibly rewarding journey. With a little discipline and restraint in the beginning, you’ll reap the benefits of a secure financial future in the long run. 

And the best part? It’s not rocket science. 

Anyone with the desire to take control of their finances can follow this principled approach and achieve success. As the saying goes, “A penny saved is a penny earned.” 

So why not start today and watch your hard-earned money grow into a flourishing investment for your future.

“Money is usually attracted not meant to be pursued”

Money is not just a currency; it’s a form of energy that flows in and out of our lives, much like the ebb and flow of the tide. It is a form of energy that is attracted, not pursued. Each of us has a unique relationship with money, an energetic bond that shapes our financial destiny. To become a magnet for financial abundance, we must first examine and dissolve the limiting beliefs that block the flow of money into our lives. Only then can we unlock the abundance of wealth and prosperity that awaits us.

 If you pursue money with a scarcity mindset it will lead to a sense of lack and limitation. On the other hand, when  a person approaches money with an abundance mindset and focuses on attracting it into their life, they open themselves up to new opportunities and possibilities. 

By shifting your focus to attracting money, you become more receptive to the abundance and prosperity that the universe has to offer. This allows you to tap into the natural flow of energy and abundance in the universe and receive the money and opportunities that you desire.

Let’s look at the ways in which you can attract wealth into your life using the right money tricks: 

MANIFEST the wealth you wish to have: 

Manifesting wealth through the Law of Attraction is a powerful concept.  This can bring immense wealth and abundance into your life. However, it requires you to identify and transform your limiting beliefs about money. Limiting beliefs about money can take many forms, such as the idea that money is scarce and difficult to acquire. Some even have thoughts such as that wealth and goodness are mutually exclusive. Before you can leverage the Law of Attraction to manifest financial abundance, it’s crucial to examine and overcome these beliefs.

By shifting your perspective on money and recognizing it as an accessible and infinite resource, you can create the habits and mindset necessary to attract wealth. One effective way to do this is by using  POSITIVE AFFIRMATIONS:

Eg of these include: 

The wealth that I seek is within my reach and I deserve it.

My financial freedom is a reality that I embrace.

Visualize your wealth: 

Visualization is another powerful tool that can aid you in attracting the wealth you wish for. By visualizing  the money that you wish to attract as vividly as possible, you can teach your mind to tap into the inner resources needed to turn them into a reality. It will allow you to imagine your goals in your mind’s eye and accept that you deserve to achieve them, while also fostering a positive mindset that can help you stay on track towards success in the long run.

Visualizing abundance can also be beneficial in the context of finances. Picture yourself with enough money to meet your financial obligations comfortably. 

This practice enables you to feel the emotions associated with achieving your financial goals, thereby attracting these outcomes more quickly.

How to get started?

Pair the visualization along with your affirmations related to money, eg: 

Money is constantly drawn to me, I am a magnetic force.

Wealth and prosperity flow to me effortlessly and abundantly.

By doing this you will generate a sense of positivity  towards money, which can in turn attract more money. This generates a virtuous cycle, wherein positive attitudes towards money attracts more financial resources, which can then be used to further increase financial abundance.

It all starts from your home: 

In order to attract more prosperity and wealth into your life, it’s important to keep your house clean, organized, and inspiring. 

Yes a clean home does attract more wealth!!

As per Feng Shui, the more clean and tidy your house is, the more chances of you to attract wealth and prosperity in your life. Make sure to regularly deep clean your house weekly, especially your entry. This is because it is believed that keeping a clean entry can help invite positive energy into your home.

You can incorporate the five element colors. For example, black can represent the water element for more flow and connections, while red can symbolize the fire element for visibility and recognition. White or gray can represent the metal element for increased efficiency and joy, and yellow or brown can represent the earth element for stability and grounding. Lastly, green or blue can represent the wood element for growth and new beginnings.

Express gratitude to what you already have: 

Never underestimate the power of gratitude when it comes to attracting more abundance into your life. The Universe has a way of providing more of what you are grateful for. By focusing on what you are thankful for, you will begin to pursue those things with more passion and eliminate any limiting beliefs that may be holding you back. Gratitude also makes you more receptive to new opportunities.

When it comes to money, gratitude plays an important role in attracting the wealth you wish for. It is essential to be thankful for the money you already have and every opportunity you get to make more money, regardless of how much or how little it may be. Expressing gratitude for your financial blessings will help you attract more money into your life. An attitude of gratitude will guide your actions towards your finances. Being grateful for your money will motivate you to take care of it, be less wasteful and save more. It will also help you appreciate the value of money and the opportunities it brings.

Share what you have:

When you give generously, you open yourself up to the possibility of receiving even more in return. Sharing your wealth with others can be a great way to increase your own prosperity. As the saying goes, “you reap what you sow” By planting seeds of generosity and kindness, you are more likely to see a bountiful harvest in your own life.

The act of sharing your wealth with others can have a multitude of benefits, both for yourself and for those around you. By cultivating a spirit of generosity and abundance, you can attract more positivity into your life and create a stronger sense of community and purpose.

Finally be prepared to get more than what you planned for:

When we give, we put positive energy into the universe and attract more positive energy back to us. One real-life example of how giving can attract more,  is the story of billionaire businessman, Chuck Feeney. Feeney co-founded the Duty Free Shoppers Group and became incredibly wealthy, but he decided to give away part of his fortune to various causes through his foundation, The Atlantic Philanthropies. Despite giving away billions of dollars, Feeney’s net worth continued to increase, and he remained a billionaire until his goal of giving away his entire fortune was achieved in 2020.

This example shows us that giving can attract abundance and wealth, even in the face of seemingly contradictory logic. This principle can be applied to any amount of money we give, whether it’s a small donation to a charity or a significant sum to a cause we care deeply about. Ultimately, the more we give, the more we receive, both materially and spiritually.

Conclusion 

The positive energy and vibration that you vibrate to the universe is what will help you attract wealth. Negativity can only bring bad luck and block the path to success. By removing any mental or emotional blocks, you open yourself up to the possibility of attracting more wealth in your life. So, it’s crucial to focus on positivity and let go of negative energy to allow Lady Luck to bless you with abundance.